Credit & Auto Finance

Your credit is your most powerful tool in automotive finance. In this category, we translate complex credit reports and lending criteria into simple, actionable steps, using insights from my background in credit and corporate finance. Learn how to improve your score and unlock better loan terms.

Aerial view of numerous cars in a parking lot, showcasing lined automobiles for sale or storage.

Auto Loan Application Rejections Are Plummeting in 2025—Here’s What to Watch

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Rejection rates fell sharply in June 2025 Fresh data from the New York Fed’s Survey of Consumer Expectations (SCE) Credit Access Survey reports that overall credit application and rejection rates were broadly stable, with the notable exception of auto loans, where rejections “declined sharply” in June 2025. The same release also notes a drop in […]

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carfax up to 45 000 vehicles flood damaged in mid year storms 889358

Buyer Beware: Navigating the Surge of 45,000 Flood-Damaged Cars in the 2025 Used Car Market

Leave a Comment / Car Buying Strategies, Car Selling & Trade-in, Credit & Auto Finance / By

How to avoid Flooded Cars for Sale? As hurricane season intensifies in 2025, a hidden risk is flooding the used car market: an estimated 45,000 flood-damaged vehicles from mid-year storms. This adds to the 482,000 water-damaged cars already on U.S. roads (per CARFAX, August 6, 2025). For car enthusiasts and budget-conscious buyers—especially those with bad

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